Unlock Your Future

With Confidence

I was thirty-two when our last child was born. I started to wonder where my life was heading. My thoughts began to gravitate towards the future and our retirement or lack thereof. At the time I was making minimum wage, and we were a single income family with two kids. We had $25,000.00 in credit card debt and no savings.

I set out to unravel the mystery of retirement planning, approaching it as I would any other puzzle – by starting at the end and tracing my steps back to the present.

As I navigated this journey, I began to appreciate the profound impact of tiny steps. I saw how their ripple effects brought about significant transformations in my current life and laid the groundwork for my future.

Along the way, I discovered the code to my life’s motivators, I call them, “Money, Toys and Time”; it turns out that I valued autonomy more than material wealth and possessions. I came to understand that time was, indeed, my most valuable motivator and therefore my most precious asset.

This is my journey and the steps I took to retire by the time I was Fifty-Two. I hope it helps you in some small way.

1

“Your lifetime is the only thing you truly own.”

2

“You don’t have to see it, to believe it.”

3

“The hardest part of achieving your dream, is to admit you have one.”

Tiny steps Big Achievements

primary Driver

In this financial narrative, I share how discovering my motivational type led me to realize that TIME is my primary driver, rather than MONEY OR TOYS. What’s yours?

Thinking Differently

I also delve into how I pieced together my retirement plan by reverse engineering from my “best worst-case scenario.”

Tiny steps

As I embarked on this journey, I started to recognize the powerful influence of taking tiny steps.

Our Core Values

I believe in transparency, integrity, and empowerment. In this book I show you how I prioritized my goals and dreams. I guide you through every step of my financial journey. My passion is to simplify retirement planning, and I hope to inspire you to uncover the true value of your time and autonomy. I wish for you to build a future that reflects your unique vision.